Canadian paycheck calculator 2026
Enter your salary or hourly rate to see take-home pay by pay period for any province or territory. Or enter a target take-home and find the gross salary you need.
| Period | Gross | Take-home | Tax |
|---|---|---|---|
| Annual | $75,000 | $56,431 | $18,569 |
| Monthly (12x) | $6,250 | $4,703 | $1,547 |
| Semi-monthly (24x) | $3,125 | $2,351 | $774 |
| Biweekly (26x) | $2,885 | $2,170 | $714 |
| Weekly (52x) | $1,442 | $1,085 | $357 |
Annual deductions
- Federal tax
- $9,268
- Provincial tax
- $3,977
- CPP contributions (incl. $16 CPP2)
- $4,246
- EI premiums
- $1,077
- Total deductions
- $18,569
Rates last updated: June 10, 2026
How pay periods work in Canada
Most Canadian salaried employees are paid biweekly (every two weeks, 26 paycheques per year) or semi-monthly (twice a month, 24 per year). Hourly workers are more often paid weekly. This calculator converts any annual gross salary to all five common frequencies.
What is the "target take-home" mode?
The reverse calculator answers "what gross salary do I need to take home $X per paycheque?" It runs a binary search over the tax engine to find the gross income that produces exactly your target net, accounting for federal tax, provincial tax, CPP or QPP, and EI.
Why does biweekly differ from semi-monthly?
Biweekly means 26 pay periods per year (every two weeks). Semi-monthly means 24 (twice a month on fixed dates, for example the 1st and 15th). The annual take-home is identical, only the per-period amount differs because the divisor changes.
Does this calculator include CPP2?
Yes. CPP2 contributions (the enhanced second tier on earnings between $74,600 and $85,000) are included in the total deduction shown. Quebec residents pay QPP and QPP2 instead, which use the same ceilings but a higher base contribution rate.
What deductions are not included?
This calculator models federal and provincial income tax, CPP/QPP, EI, and QPIP (Quebec). It does not model employer health tax, workplace pension deductions, group benefits premiums, or union dues. Those vary by employer and are best added as "Other deductions" on the income tax calculator if you know the annual amount.
Estimates based on 2026 CRA-published rates. Your actual take-home may differ based on additional deductions and credits. Not tax advice. Consult a professional before making financial decisions.