Canadian tax guides
Everything you need to navigate the Canadian tax system. From filing your 2025 return to planning your 2026 contributions.
Start here
Start here
Canada Income Tax 2026: Brackets, Rates, and What You'll Actually Pay
The plain-English overview of the 2026 system: federal brackets, the 14% bottom rate, the Basic Personal Amount, CPP2, EI, and how provincial tax stacks on top.
Filing your 2025 taxes
Deadlines & Penalties
Filing and payment deadlines, late-filing penalties explained
Late Filing
What happens if you miss April 30, and what to do now
Credits & Deductions
Non-refundable credits, refundable credits, and deductions for 2025
Slips Checklist
T4, T5, T3, RRSP receipts: every slip you need before you file
Free Tax Software
CRA-certified NETFILE software, including free options
Amend a Return
How to fix a mistake on a filed return using T1-ADJ or My Account
Can't Pay Your Bill
Payment arrangements, relief options, and what not to do
Life Events & Filing
Marriage, new baby, home purchase, death: how each changes your return
Planning for 2026
RRSP
Contribution limits, deduction timing, Home Buyers Plan, and spousal RRSPs
TFSA
Annual room, lifetime room, and what counts as a contribution
FHSA
First Home Savings Account: $8,000/year toward your first home
RESP
Education savings with up to $500/year in government CESG grants
Credits & Deductions
Medical, charitable, childcare, tuition, and more for 2026
Life Events
Eight planning checklists for major life changes in 2026
Self-Employed
GST/HST registration, quarterly instalments, and deductible expenses
Year-End Checklist
December 31 is the hard deadline for TFSA, tax-loss selling, and donations
Key Dates 2026
RRSP deadline, instalment dates, filing deadline: all in one timeline